South Africa
Ways to bank
Once you’ve opened your account with us, you’re free to do your banking through any digital channel or device you prefer…
Some of the benefits
Free subscriptions
Pay no monthly fees to do your banking online, on the phone or at our ATMs
Security and control
Manage your money and accounts securely on your choice of digital channel
Anytime, anywhere
Do what you need to, whenever you want, wherever you are
Simple value-adds
Send money, pay your water and lights, and get your Smart ID or passport the easy way
Start using the self-service channels you prefer
ATM banking
Pay bills and change your overdraft limit without visiting a branch, and make deposits outside of banking hours.
Cellphone banking
Anytime, anywhere banking from your phone, with free inter-account transfers, payments and top-ups.
Mobile app banking
Manage your accounts and limits, make payments and send money safely on your smartphone or tablet.
Online banking
Manage your money from any device by creating your online profile to unlock DIY banking features.
Telephone and speech banking
Bank from any phone 24/7, or speak to a consultant during the week, over the weekend or on public holidays.
Make payments or send money
Pay with your phone using SnapScan
Use your smartphone to pay for goods and services in a snap!
Shop online with Masterpass
Shop online from any device with a secure digital wallet service.
Tap-to-pay at till points
Spend less time at the till by simply tapping your bank or credit card against the teller’s card device.
Send Instant Money
Send cash quickly and safely to anyone in SA for PIN-controlled cardless collection at our ATMs or retail partners.
LEARN MORE ABOUT WAYS YOU CAN BANK
international travel
Best ways to make payments on an overseas holiday
Planning an overseas holiday? Why worry about organising currency when we have a range of foreign exchange products to suit your needs?
managing your money
MasterPass: your digital wallet
Shopping on your computer, tablet or smartphone has never been easier thanks to MasterPass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.
Banking safely
Shyft Global Wallet
Get forex in a flash, download our award-winning Shyft Forex app to buy, send and store foreign currency instantly on your mobile phone or tablet.
Banking app
Manage your accounts on the go and experience secure and simple banking on your smartphone or tablet. No need to travel to branches or wait in long queues anymore. Visit the App store or Google Play to download the latest version of our banking app.