South Africa
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Why not change the way you bank

Ways to bank

Once you’ve opened your account with us, you’re free to do your banking through any digital channel or device you prefer…

Some of the benefits

Free subscriptions

Pay no monthly fees to do your banking online, on the phone or at our ATMs

Security and control

Manage your money and accounts securely on your choice of digital channel

Anytime, anywhere

Do what you need to, whenever you want, wherever you are

Simple value-adds

Send money, pay your water and lights, and get your Smart ID or passport the easy way
Start using the self-service channels you prefer
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ATM banking

Pay bills and change your overdraft limit without visiting a branch, and make deposits outside of banking hours.

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Cellphone banking

Anytime, anywhere banking from your phone, with free inter-account transfers, payments and top-ups.

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Mobile app banking

Manage your accounts and limits, make payments and send money safely on your smartphone or tablet.

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Online banking

Manage your money from any device by creating your online profile to unlock DIY banking features.

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Telephone and speech banking

Bank from any phone 24/7, or speak to a consultant during the week, over the weekend or on public holidays.

Make payments or send money
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Pay with your phone using SnapScan

Use your smartphone to pay for goods and services in a snap!

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Shop online with Masterpass

Shop online from any device with a secure digital wallet service.

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Tap-to-pay at till points

Spend less time at the till by simply tapping your bank or credit card against the teller’s card device.

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Send Instant Money

Send cash quickly and safely to anyone in SA for PIN-controlled cardless collection at our ATMs or retail partners.

international travel
Different Ways to Pay on Holiday
Best ways to make payments on an overseas holiday

Planning an overseas holiday? Why worry about organising currency when we have a range of foreign exchange products to suit your needs?

managing your money
MasterPass your digital wallet
How Masterpass works

Shopping on your computer, tablet or smartphone has never been easier thanks to Masterpass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.

Banking safely
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Shyft Global Wallet

Get forex in a flash, download our award-winning Shyft Forex app to buy, send and store foreign currency instantly on your mobile phone or tablet.

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Banking App

Experience easy and secure banking on the go by downloading our Banking App on your smartphone or tablet.

Visit the App Store or Google Play today.