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Vehicle finance – Instalment sale

PER Insurance Vehicle and Asset Finance Protection Plan Product Detail

Buy the vehicle you want, and pay it off in regular instalments, over the period you choose*.
*Subject to affordability and full credit assessment.

Some of the benefits

Affordable rates

Pay lower monthly instalments with an interest rate that’s tailored to your needs

Balloon payments

Reduce your monthly instalments by managing your cashflow with a balloon payment

Flexible terms

Repay your car loan at a stress-free pace that suits your income and lifestyle

Self-service

Manage your repayments and easily request settlement quotes using our Banking App
How it works
  • The instalment sale option allows you to buy a vehicle and pay for it over a period that suits you
  • The repayment period can range from 12 to 84* months
  • Ownership will automatically pass to you once you’ve made your last and final car payment
  • Flexible payment options are available
  • You can claim for depreciation on your taxable income if the vehicle is for business use

* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.

How to get it
  • Complete your vehicle finance application online  - it will only take a few minutes
  • Call us on 0860 000 000, or
  • Visit your nearest branch
What you'll need
  • South African ID book / Smart card*
  • Valid South African driver’s license
  • Latest 3 months’ payslips, or
  • Latest 3 months’ bank statements
  • Proof of residence not older than 3 months

*You must be over 18 years or older.

Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

  • How it works
  • How to get it
  • What you'll need
  • The instalment sale option allows you to buy a vehicle and pay for it over a period that suits you
  • The repayment period can range from 12 to 84* months
  • Ownership will automatically pass to you once you’ve made your last and final car payment
  • Flexible payment options are available
  • You can claim for depreciation on your taxable income if the vehicle is for business use

* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.

  • Complete your vehicle finance application online  - it will only take a few minutes
  • Call us on 0860 000 000, or
  • Visit your nearest branch
  • South African ID book / Smart card*
  • Valid South African driver’s license
  • Latest 3 months’ payslips, or
  • Latest 3 months’ bank statements
  • Proof of residence not older than 3 months

*You must be over 18 years or older.

Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

CALCULATE REPAYMENTS

Work out what your potential monthly car instalment will be.

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