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Vehicle finance – Financial lease

instalment sale product detail

Lease the vehicle you want, over an agreed period, with the option of owning it at the end of your financial lease.
*Subject to affordability and full credit assessment.

Some of the benefits

Affordable instalments

Lease your dream car without affecting your cashflow, since we pay for the car in full

Lease or buy

Choose to own or return your vehicle on your last payment, or renew and keep your options open

Balloon payments

Enjoy a lower monthly instalment by including a balloon payment in your financial lease

Flexibility

Guard against inflation as you can get your car now rather than save over the long term
How it works
  • The financial lease option allows you to lease a car over an agreed period
  • The lease period can range from 12 to 84 months
  • Ownership doesn’t automatically pass to you once you’ve made your last and final payment
  • All payments during the fiscal year, including VAT, may be claimed against your taxable income, if you have not claimed for VAT upfront

* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.

You’ll have the following options at the end of the lease period:

  • Return the vehicle to us and we will sell the vehicle on your behalf
  • Take ownership of the vehicle - at no extra cost - once all your payments have been made
  • Renew the lease on an annual rental
How to get it
  • Complete your vehicle finance application online  - it will only take a few minutes
  • Call us on 0860 000 000, or
  • Visit your nearest branch
What you'll need
  • South African ID book / Smart card*
  • Valid South African driver’s license
  • Latest 3 months’ payslips, or
  • Latest 3 months’ bank statements
  • Proof of residence not older than 3 months

*You must be over 18 years or older.

Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

  • How it works
  • How to get it
  • What you'll need
  • The financial lease option allows you to lease a car over an agreed period
  • The lease period can range from 12 to 84 months
  • Ownership doesn’t automatically pass to you once you’ve made your last and final payment
  • All payments during the fiscal year, including VAT, may be claimed against your taxable income, if you have not claimed for VAT upfront

* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.

You’ll have the following options at the end of the lease period:

  • Return the vehicle to us and we will sell the vehicle on your behalf
  • Take ownership of the vehicle - at no extra cost - once all your payments have been made
  • Renew the lease on an annual rental
  • Complete your vehicle finance application online  - it will only take a few minutes
  • Call us on 0860 000 000, or
  • Visit your nearest branch
  • South African ID book / Smart card*
  • Valid South African driver’s license
  • Latest 3 months’ payslips, or
  • Latest 3 months’ bank statements
  • Proof of residence not older than 3 months

*You must be over 18 years or older.

Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

CALCULATE REPAYMENTS

Work out what your potential monthly car instalment will be.

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Vehicle finance – Instalment sale

Buy the vehicle you want, and pay it off in regular instalments, over the period you choose*.
*Subject to affordability and full credit assessment.