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Access Bond facility

Draw on the extra funds you’ve paid into your bond by linking your Standard Bank home loan and bank, savings or business account.

Some of the benefits

Anytime access

Make use of the extra money in your home loan whenever you need it

Spend or save

Set up your facility to ‘make funds available’ or ‘reduce my instalments’


Easily transfer your funds using our ATMs or online banking

Unlimited deposits

Key things to know about your Access Bond

How it works

  • You tell us whether your  additional payments must be used to pay off your bond sooner, or if you prefer your monthly repayments to be reduced 
  • We link your home loan to your bank, savings or business account*
  • You can transfer funds from your home loan using our ATMs or online banking
  • Funds need to be transferred in multiples of R 1 000

*The facility is deactivated if you miss any payments on your account. You may have to re-apply for an Access Bond once your account is up to date. 

What it costs

  • Your existing monthly service fees will remain on your account
  • No fees for electronic transfers to or from your Access Bond
  • Cash deposit fees apply

See 2022 pricing guide

What you’ll need

  • A home loan with us*
  • A bank, savings or business account with us

*Bonds excluded: Vacant Land, JumpStart, Cost Inclusive, Building Loans, Commercial Loans

Ready to move your bond to Standard Bank?

Let us guide you through each step of the way when you switch your existing home loan to us.

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