South Africa
Home loans and services
Our team of home loan specialists will guide you with insights, solutions and support so you can make your next big move with confidence - whether you’re a first-time buyer, homebuilder or homeowner.
What home services solution can we help you with?
Buy a home in 7 steps
Buying a property is easy when you know how. Follow our trusted guide to make your home buying journey seamless.
Home loan to build a house
Apply for a loan online and follow our steps on what you need to build your own house.
Get a free LookSee property guide
View our online property guide to get the estimated value of any property, sales trends, crime statistics and more.
Tiered Interest Rates
As you pay off your home loan and progress to new tiers, the interest rate on your loan will reduce too.
Set up an Access Bond
Pay extra funds into your bond and use it to pay off your loan sooner or to reduce your monthly instalments.
Extend your home loan
Access funds for home improvements or personal use with a re-advance or an additional bond.
Secure a home loan with your pension
Buy your dream home when you apply online for a loan that’s guaranteed by your pension or provident fund.
Ready to move your bond to Standard Bank?
Let us guide you through each step of the way when you switch your existing home loan to us.
Tips and guidance
Homebuyers
Homeowners
Learn more about our home loans
property
Home buying tips for first-timers
Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.
home loans
Access bond: What you need to know
With an access bond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.
investing
Tips for property investment
Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.
property
Pension-backed home loans: What you need to know
A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.
We also offer
EasySell
We can help you sell your property, settle your bond get your credit record back on track with EasySell
Building insurance
Get cover for structural damage caused by fire, storms, theft or burst geysers.
Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.
Home contents insurance
It takes years to furnish your home, and just seconds for your hard work to be undone. With the right cover, it won’t take as long the second-time round.
Need help?