South Africa
Borrow for your needs
Ready to get the funds you need on terms that suit your lifestyle? Whatever your next, let’s make it happen.
Need help?
Personal Loans
Revolving Loan
A Revolving Loan gives you access to funds whenever you need it without having to reapply for credit - you simply need to repay 15% of your loan.
Term Loan
Get a personal loan at a fixed monthly repayment amount and pay it off at a term you feel comfortable with.
Overdraft
Sometimes you simply can’t avoid going over budget, and that’s when it helps to have an overdraft. It’s always there when you need it.
Student loans
Studying full or part time? Apply online for pre-approval to fund your education
Vehicle and asset
Buying a new vehicle
Choose our Instalment Sale option and buy a vehicle that you can pay over a period that suits you
Get insurance
Protect yourself from loss or damage, and secure the amount you still owe on your car.
Don’t want to buy and would rather rent a vehicle?
Choose our Financial Lease option and rent the vehicle you want over an agreed period with the option of owning it
Want to buy a pre-owned car?
Get affordable pre-owned cars that are in our care. Simply search by make, model, price and mileage.
Check pre-owned values
Get an objective TransUnion report on the value of any car you’re interested in to ensure you buy it at a fair price.
Buy a car in 7 steps
Take the stress out of buying a car by letting us guide you, step by step, through the process.
Home Services
Buy a home in 7 steps
From making your offer to purchase to applying for your home loan, buying a property is easy when you know how.
Build your own house
Offer to purchase or title deed? Detailed builder's quotation? You’re ready to apply for a building loan...
Get a free LookSee property guide
Check the estimated value of a property and get key insights to buy your dream home with confidence.
Set up an Access Bond
Draw on the extra funds you’ve paid into your bond by linking your home loan and bank, savings or business account.
Extend your home loan
Access funds for home improvements or personal use with a re-advance or an additional bond.
Secure a home loan with your pension
Apply online for a loan that’s guaranteed by your pension or provident fund.
LEARN MORE ABOUT BORROWING
loans
5 Types of loans
Looking for a brief guide explaining the various types of personal loans available? Look no further.
wheels
Should I buy a new or used car?
If you are in the market to buy a car, it’s important to weigh up the pros and cons before deciding on brand new or used.
property
Home buying tips for first-timers
Buying your first home is exciting, but it can also be little scary. Make sure your joy is not overshadowed by concerns about debt with these home buying tips.
property
5 Benefits of an overdraft loan
If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.
property
Tips for buying a used car
Buying a used vehicle is a great option when shopping on a budget. But there are some precautions to take into account. Here are eight important tips to consider when buying a used car.
investing
Tips for property investment
Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.
wheels
Buying your first car
Buying your first car can be overwhelming. Here are five important budgeting and finance points to consider to ensure your first-time buying experience is seamless.
home loans
Access bond: How it works
With an access bond facility on your home loan, you won’t have to take out a personal loan to cover expenses such as home renovations, maintenance or unexpected expenses.
We also offer
Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.
Debt Care
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Loan protection plan
Got a personal loan, overdraft, revolving credit plan or student loan? Insure your outstanding balance with a solid protection plan.
Vehicle and asset finance protection plan
Spare your family the financial stress of paying for your car in the event of your death, dread disease, disability or retrenchment.