South Africa
Borrow for your needs
Ready to get the funds you need on terms that suit your lifestyle? Whatever your next, let’s make it happen.
Need help?
Personal Loans
Revolving Loan
A Revolving Loan gives you access to funds whenever you need it without having to reapply for credit - you simply need to repay 15% of your loan. If you don’t bank with us, you will qualify for a 2% discount on your interest rate when you switch your current account to Standard Bank, plus a further 1% if you move your salary.
Term Loan
Get a personal loan at a fixed monthly repayment amount and pay it off at a term you feel comfortable with. If you don’t bank with us, you will qualify for a 2% discount on your interest rate when you switch your current account to Standard Bank, plus a further 1% if you move your salary.
Overdraft
Sometimes you simply can’t avoid going over budget, and that’s when it helps to have an overdraft. It’s always there when you need it.
Student loans
Our Student loans are here to fund your education whether you're studying full or part time. Simply apply online for pre-approval.
Vehicle and asset
Buying a new vehicle
Choose our Instalment Sale option and buy a vehicle that you can pay over a period that suits you
Get insurance
Protect yourself from loss or damage, and secure the amount you still owe on your car.
Don’t want to buy and would rather rent a vehicle?
Choose our Financial Lease option and rent the vehicle you want over an agreed period with the option of owning it
Want to buy a pre-owned car?
Get affordable pre-owned cars that are in our care. Simply search by make, model, price and mileage.
Check pre-owned values
Get an objective TransUnion report (powered by First Check) on the value of any car you’re interested in to ensure you buy it at a fair price.
Buy a car in 7 steps
Take the stress out of buying a car by letting us guide you, step by step, through the process.
Home Services
Buy a home in 7 steps
Buying a property is easy when you know how. Follow our trusted guide to make your home buying journey seamless.
Home loan to build a house
Apply for a loan online and follow our steps on what you need to build your own house.
Get a free LookSee property guide
View our online property guide to get the estimated value of any property, sales trends, crime statistics and more.
Set up an Access Bond
Pay extra funds into your bond and use it to pay off your loan sooner or to reduce your monthly instalments.
Extend your home loan
Access funds for home improvements or personal use with a re-advance or an additional bond.
Secure a home loan with your pension
Buy your dream home when you apply online for a loan that’s guaranteed by your pension or provident fund.
LEARN MORE ABOUT BORROWING
loans
5 Types of loans
Looking for a brief guide explaining the various types of personal loans available? Look no further.
wheels
Should I buy a new or used car?
If you are in the market to buy a car, it’s important to weigh up the pros and cons before deciding on brand new or used.
property
Home buying tips for first-timers
Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.
property
5 Benefits of an overdraft loan
If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.
property
Tips for buying a used car
Buying a used vehicle is a great option when shopping on a budget. But there are some precautions to take into account. Here are eight important tips to consider when buying a used car.
investing
Tips for property investment
Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.
wheels
Buying your first car
Buying your first car can be overwhelming. Here are five important budgeting and finance points to consider to ensure your first-time buying experience is seamless.
home loans
Access bond: What you need to know
With an access bond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.
We also offer
Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.
Debt Care
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Loan protection plan
Got a personal loan, overdraft, revolving credit plan or student loan? Insure your outstanding balance with a solid protection plan.
Vehicle and asset finance protection plan
Spare your family the financial stress of paying for your car in the event of your death, dread disease, disability or retrenchment.