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Instant Money Wallet

Load money into your Instant Money Wallet, spend on prepaid and send money to any cellphone in SA – whether you have a bank account or not
Some of the benefits
Top up
Use money in your Instant Money Wallet to buy prepaid airtime, data or electricity
Send cash
Send up to R5000 a day and R25 000 a month to anyone with a cellphone in SA
Receive money
Receive up to R10 000 daily in your wallet
25K limit
Store and up to R25 000 in your Instant Money Wallet at any given time
What you can do
- Create a unique wallet PIN when you register
- Load funds via online banking, ATM, mobile app, cellphone banking, or at our retail partners
- Access your Instant Money Wallet by dialling *120*212#
- Draw cash at our ATMs or retail partners using your voucher number and cash collection PIN
- Send up to R 5 000 a day from any retail partner you’re FICA’d with
- Reset the cash collection PIN if it’s lost or forgotten
- Reset your wallet PIN
- See your transaction history
- Cancel a payment to a receiver
Retail partners
What it costs
- No monthly fees
- No fee to receive money
- Small fee to send money to anyone without an Instant Money Wallet
- Sending from your Instant Money Wallet to another Instant Money Wallet is FREE
How to get it
Register:
- Dial *120*212# and follow the prompts
- You can only register for one Instant Money Wallet
Top-up your Instant Money Wallet:
If you bank with us
- Send yourself an Instant Money voucher through online banking, mobile app or cellphone banking, or from one of our ATMs
If you don’t
- Send yourself an Instant Money voucher from one of our retail partners
What you’ll need
- Valid SA ID number (to send money)
- Valid SA cellphone number (to receive money)
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What you can do
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Retail partners
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What it costs
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How to get it
- Create a unique wallet PIN when you register
- Load funds via online banking, ATM, mobile app, cellphone banking, or at our retail partners
- Access your Instant Money Wallet by dialling *120*212#
- Draw cash at our ATMs or retail partners using your voucher number and cash collection PIN
- Send up to R 5 000 a day from any retail partner you’re FICA’d with
- Reset the cash collection PIN if it’s lost or forgotten
- Reset your wallet PIN
- See your transaction history
- Cancel a payment to a receiver
- No monthly fees
- No fee to receive money
- Small fee to send money to anyone without an Instant Money Wallet
- Sending from your Instant Money Wallet to another Instant Money Wallet is FREE
Register:
- Dial *120*212# and follow the prompts
- You can only register for one Instant Money Wallet
Top-up your Instant Money Wallet:
If you bank with us
- Send yourself an Instant Money voucher through online banking, mobile app or cellphone banking, or from one of our ATMs
If you don’t
- Send yourself an Instant Money voucher from one of our retail partners
What you’ll need
- Valid SA ID number (to send money)
- Valid SA cellphone number (to receive money)
Convenience and Flexibility
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