World Citizen Credit Card

Get our Black Card and experience only the best travel and lifestyle perks wherever you go.
Some of the benefits
Travel perks
Concierge assistance
Lounge access
Accommodation
Travel benefits
- Get up to 35%* off on Emirates flights when you book through Leisure Desk
- Enjoy up to 25%* off your next international car rental and chauffeur service when you book with Avis
- Enjoy special privileges and discounts of up to 10%* at Luxury serviced apartments when abroad
- Make your stay truly rewarding and get complimentary hotel nights when you stay with Marriott Bonvoy™
- Rent a car with Gold Plus rewards from Hertz and get discounts when you use your World Citizen Credit Card
- Get 20%* off trips in the Middle East and Africa using the Careem cab hailing app
- Get personalised travel concierge assistance by calling 0800 212 328
- Access handpicked experiences and offers in cities around the world with Priceless Cities
- Get up to 5%* cash back when you book on Booking.com using your credit card
Lifestyle benefits
- Book a treatment at Health Spas retailers and get 10%* off your Health Spa voucher when you pay with your credit card
- Get 10%* off your bookings at Hotels.com when you pay with your credit card
- Get 15%* off online purchases when you shop at Wine-of-the-Month Club
- Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
- Discover a world of luxury shopping and exclusive offers at 9 shopping villages in Europe
- Buy 1GB of AlwaysOn Wi-Fi for a once-off fee of R19 and get 11GB free*
- Get access to food and lifestyle offers on the Priceless Specials MEA App
- Earn UCount Rewards Points every time you use your credit card, no matter where you shop
Insurance benefits
- You are covered with automatic comprehensive travel insurance
- Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flight delays
- Make your travel worry-free as we've got you covered in case of a medical emergencies
- Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
- Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
- Get Purchase Protection and swipe your credit card with confidence
- Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event
Credit card how-to-guide
- Click here to view our credit card how-to-guide on how to redeem your benefits.
- Chip- and PIN-enabled Black Mastercard credit card
- Shop at millions of merchants and ATMs worldwide
- 3D Secure verification for safe online shopping
- Tap to Pay™ in-store for R500 or less
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Manage your World Citizen Credit Card on your phone, in-app, online or at our ATMs
- Activate or disable till-point, ATM and online card functionality using our app
- Single limit for straight and budget facilities
- Change your credit limit on request
- Automatic lost card protection
- Get up to 55 days free interest if your account is paid in full
- 3% minimum monthly repayment with automatic payment option
- R199 monthly fee
- R180 initiation fee
- No monthly fee if bundled with a Private Banking Signature account
- Sign into your Internet Banking profile to apply online
- Complete a Call Me Back form and we’ll get in touch with you
Don’t have a Standard Bank account? Complete your application online and have the following ready:
- South African ID copy (or passport if not an SA citizen)*
- A recent payslip and 3 months bank statement
- Proof of residence not older than 3 months
- Must earn R25 000 or more per month
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
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What you get
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Card features
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What it costs
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How to get it
Travel benefits
- Get up to 35%* off on Emirates flights when you book through Leisure Desk
- Enjoy up to 25%* off your next international car rental and chauffeur service when you book with Avis
- Enjoy special privileges and discounts of up to 10%* at Luxury serviced apartments when abroad
- Make your stay truly rewarding and get complimentary hotel nights when you stay with Marriott Bonvoy™
- Rent a car with Gold Plus rewards from Hertz and get discounts when you use your World Citizen Credit Card
- Get 20%* off trips in the Middle East and Africa using the Careem cab hailing app
- Get personalised travel concierge assistance by calling 0800 212 328
- Access handpicked experiences and offers in cities around the world with Priceless Cities
- Get up to 5%* cash back when you book on Booking.com using your credit card
Lifestyle benefits
- Book a treatment at Health Spas retailers and get 10%* off your Health Spa voucher when you pay with your credit card
- Get 10%* off your bookings at Hotels.com when you pay with your credit card
- Get 15%* off online purchases when you shop at Wine-of-the-Month Club
- Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
- Discover a world of luxury shopping and exclusive offers at 9 shopping villages in Europe
- Buy 1GB of AlwaysOn Wi-Fi for a once-off fee of R19 and get 11GB free*
- Get access to food and lifestyle offers on the Priceless Specials MEA App
- Earn UCount Rewards Points every time you use your credit card, no matter where you shop
Insurance benefits
- You are covered with automatic comprehensive travel insurance
- Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flight delays
- Make your travel worry-free as we've got you covered in case of a medical emergencies
- Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
- Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
- Get Purchase Protection and swipe your credit card with confidence
- Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event
Credit card how-to-guide
- Click here to view our credit card how-to-guide on how to redeem your benefits.
- Chip- and PIN-enabled Black Mastercard credit card
- Shop at millions of merchants and ATMs worldwide
- 3D Secure verification for safe online shopping
- Tap to Pay™ in-store for R500 or less
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Manage your World Citizen Credit Card on your phone, in-app, online or at our ATMs
- Activate or disable till-point, ATM and online card functionality using our app
- Single limit for straight and budget facilities
- Change your credit limit on request
- Automatic lost card protection
- Get up to 55 days free interest if your account is paid in full
- 3% minimum monthly repayment with automatic payment option
- R199 monthly fee
- R180 initiation fee
- No monthly fee if bundled with a Private Banking Signature account
- Sign into your Internet Banking profile to apply online
- Complete a Call Me Back form and we’ll get in touch with you
Don’t have a Standard Bank account? Complete your application online and have the following ready:
- South African ID copy (or passport if not an SA citizen)*
- A recent payslip and 3 months bank statement
- Proof of residence not older than 3 months
- Must earn R25 000 or more per month
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
See how you can make the most of your new credit card.
Each credit card comes with its own benefits. Here’s how to make sure you get them…
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