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World Citizen Credit Card

World Citizen Credit Card

Get our Black Card and experience only the best travel and lifestyle perks wherever you go.

Some of the benefits

Travel perks

Enjoy flight discounts with Emirates for up to 20%* and get automatic comprehensive travel insurance

Concierge assistance

Get personalised travel concierge assistance whenever you need it

Lounge access

Enjoy access to local and international lounges

Accommodation

Get up to 5%* cashback when you book any domestic or international hotel, apartment and more
Take your credit card to the digital era

Stay in control of your Credit Card with the help of our digital platforms.

What you get

Travel benefits 

  • Get up to 20%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 25%* off your next international car rental and chauffeur service when you book with Avis
  • Get personalised Travel Concierge assistance by calling 0800 212 328
  • Get up to 5%* cash back when you book on Booking.com using your credit card 
  • Enjoy 10% off all hard- and softshell luggage from Gopals
  • Access handpicked experiences and offers in cities around the world with Mastercard Priceless Cities
  • Get 10% discount on car rental when you book through Rentalcars.com
  • Get a 10% Travelstart  discount on any international roundtrip fare
  • Enjoy 24 visits a year to Lounge Key and Bidvest Lounges
  • Get 10% off at OneFineStay apartments
  • Get 10% off on Cruises International cabins
  • Get up to 15% off on car rentals with Hertz
  • Qualify for world-class travel packages at Luxury Connections
  • Get 25% discount on your accommodation at Legend Hospitality Group
  • Get 15% off any aha Hotels & Lodges with a complimentary room upgrade
  • Get 15% discount when parking at First Class Parking for a minimum of 4 days

Lifestyle benefits 

  • Get  15%* off online purchases when you shop at Wine-of-the-Month Club
  • Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
  • Discover a world of luxury shopping and exclusive offers at 9 shopping villages in Europe 
  • Buy 1GB of AlwaysOn Wi-Fi for a once-off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the Priceless Specials MEA App
  • Earn UCount Rewards Points  every time you use your credit card, no matter where you shop
  • Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions 
  • Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
  • Get 10%* off when you purchase online at A Place To Shop 
  • Enjoy 10%* off when you shop on Flowers.co.za 
  • Enjoy 10% off when you shop online at Pro Gifts 
  • Get 5% off your experience voucher with Gift Experience 
  • Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
  • Enjoy 10%* off selected items on Farfetch.com
  • Get free internet access for 11 months from AlwaysOn Wi-Fi when buying one month with your World Citizen Credit Card
  • Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
  • Get R150 off your first time at SweepSouth
  • Get access to 4 counselling sessions per month at 3Sixty Health
  • Get 15%* discount on your tertiary fees at certain institutions from Educor
  • Get 25%* off any obstacle course at Acrobranch

Insurance benefits

  • Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flight delays
  • Make your travel worry-free as we've got you covered in case of a medical emergencies
  • Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
  • Get Purchase Protection and swipe your credit card with confidence
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance


Credit card how-to-guide

  • Click here to view our credit card how-to-guide on how to redeem your benefits.

* Terms and conditions apply

Card features
  • Chip- and PIN-enabled Black Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your World Citizen Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
What it costs
  • 0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
  • Get up to 55 days free interest if your account is paid in full 
  • 3% minimum monthly repayment with automatic payment option 
  • R199 monthly fee 
  • R180 initiation fee 
  • No monthly fee if bundled with a Private Banking Signature account 

*Promotional T&Cs apply.

See 2022  pricing guide
See 2021  pricing guide

How to get it
  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R25 000 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

  • What you get
  • Card features
  • What it costs
  • How to get it

Travel benefits 

  • Get up to 20%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 25%* off your next international car rental and chauffeur service when you book with Avis
  • Get personalised Travel Concierge assistance by calling 0800 212 328
  • Get up to 5%* cash back when you book on Booking.com using your credit card 
  • Enjoy 10% off all hard- and softshell luggage from Gopals
  • Access handpicked experiences and offers in cities around the world with Mastercard Priceless Cities
  • Get 10% discount on car rental when you book through Rentalcars.com
  • Get a 10% Travelstart  discount on any international roundtrip fare
  • Enjoy 24 visits a year to Lounge Key and Bidvest Lounges
  • Get 10% off at OneFineStay apartments
  • Get 10% off on Cruises International cabins
  • Get up to 15% off on car rentals with Hertz
  • Qualify for world-class travel packages at Luxury Connections
  • Get 25% discount on your accommodation at Legend Hospitality Group
  • Get 15% off any aha Hotels & Lodges with a complimentary room upgrade
  • Get 15% discount when parking at First Class Parking for a minimum of 4 days

Lifestyle benefits 

  • Get  15%* off online purchases when you shop at Wine-of-the-Month Club
  • Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
  • Discover a world of luxury shopping and exclusive offers at 9 shopping villages in Europe 
  • Buy 1GB of AlwaysOn Wi-Fi for a once-off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the Priceless Specials MEA App
  • Earn UCount Rewards Points  every time you use your credit card, no matter where you shop
  • Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions 
  • Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
  • Get 10%* off when you purchase online at A Place To Shop 
  • Enjoy 10%* off when you shop on Flowers.co.za 
  • Enjoy 10% off when you shop online at Pro Gifts 
  • Get 5% off your experience voucher with Gift Experience 
  • Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
  • Enjoy 10%* off selected items on Farfetch.com
  • Get free internet access for 11 months from AlwaysOn Wi-Fi when buying one month with your World Citizen Credit Card
  • Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
  • Get R150 off your first time at SweepSouth
  • Get access to 4 counselling sessions per month at 3Sixty Health
  • Get 15%* discount on your tertiary fees at certain institutions from Educor
  • Get 25%* off any obstacle course at Acrobranch

Insurance benefits

  • Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flight delays
  • Make your travel worry-free as we've got you covered in case of a medical emergencies
  • Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
  • Get Purchase Protection and swipe your credit card with confidence
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance


Credit card how-to-guide

  • Click here to view our credit card how-to-guide on how to redeem your benefits.

* Terms and conditions apply

  • Chip- and PIN-enabled Black Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your World Citizen Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • 0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
  • Get up to 55 days free interest if your account is paid in full 
  • 3% minimum monthly repayment with automatic payment option 
  • R199 monthly fee 
  • R180 initiation fee 
  • No monthly fee if bundled with a Private Banking Signature account 

*Promotional T&Cs apply.

See 2022  pricing guide
See 2021  pricing guide

  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R25 000 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

The maximum credit available on a World Citizen Credit Card is R250 000, and the monthly repayment is a minimum of 3% of your outstanding balance. The monthly service fee is R264 and the once-off initiation fee is R180 (VAT inclusive). Our interest rates are personalised and range from a minimum of 7.25% (prime) to a maximum of 18.25% (Repo rate + 14%) as per the NCA regulation.

Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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