South Africa
Sign in
Personal
Business
Wealth

MyMo Account - Bank for less

PB_Switch MyMo account product detail

Imagine having the world of banking at your fingertips while earning free airtime or data as you bank. Open a MyMo Account online and enjoy zero monthly fees* for the rest of the year.

Some of the benefits

Bank immediately

Start banking on the app as soon as you've opened your account

Bank for less

Pay lower fees for your daily banking

Skip the queues

Do your banking on the go using our Banking App or Internet Banking

Earn data as you bank

Get free data and airtime on your Standard Bank Mobile SIM card
What you get

Open a MyMo Account before 31 December 2020 and pay zero monthly fees for the rest of the year (T&Cs apply):

  • Zero ATM cash withdrawal fees up to R2 000 at Standard Bank ATMs
  • Zero monthly account fees until 31 December 2020
  • Zero fees when sending an Instant Money voucher of up to R1 000
  • Valid for MyMo Accounts opened between 01 August and 31 December 2020

*Promotional offer terms & conditions and other banking fees apply.

  • Flexible fees to meet your everyday needs, paying only for what you use
  • A cheque account with a gold card
  • Reduced rates when you withdraw cash at any ATM or selected retailers
  • Get a free Standard Bank Mobile SIM and receive:
    • R50 airtime or 250MB a month if you swipe your card four times a month
    • 1MB data for every R20 you spend when you swipe your card
  • Transact immediately when you open this account on the app
  • Shop online with a Virtual Card on our app, even before you fetch your cheque card

See General terms and conditions
See Products terms and conditions
Promotional offer terms and conditions

Card features
  • A gold cheque card with a chip - so you can shop securely
  • Free unlimited swipes
  • Your name and card number embossed on your card
  • Tap to Pay functionality for fast, efficient payment at selected retailers
What you can do
  • Pay zero data when you bank on the app
  • Transact and manage your account 24/7
  • Get your statements via e-mail and view them online anytime
  • Buy artime, data and electricity using the app, online or at ATMs
  • Send money to anyone with Instant Money using the app, online or at ATMs
  • Use your cellphone to make payments with SnapScan
What it costs
  • Open a MyMo Account before 31 December 2020 and pay zero monthly account fees for the rest of 2020. Thereafter, you’ll pay a monthly fee of only R4.95. T&Cs apply.
  • Pay only for what you use.

See 2020 pricing guide 

 

 

How to get it
 

To apply for MyMo, you need to:

  • Be 18 years or older
  • Be a South African citizen
  • Have a South African ID
  • Be living in South Africa
  • Download the app or apply online

     

     

     

Apply on the app in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan you ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You’ll receive an SMS when your cheque card is ready for collection at your preferred branch
 

Apply on the Standard Bank website in a few easy steps:

  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your cheque card from your preferred branch (you’ll receive an SMS when its ready for collection)
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered

 

 

 

 

 

  • What you get
  • Card features
  • What you can do
  • What it costs
  • How to get it

Open a MyMo Account before 31 December 2020 and pay zero monthly fees for the rest of the year (T&Cs apply):

  • Zero ATM cash withdrawal fees up to R2 000 at Standard Bank ATMs
  • Zero monthly account fees until 31 December 2020
  • Zero fees when sending an Instant Money voucher of up to R1 000
  • Valid for MyMo Accounts opened between 01 August and 31 December 2020

*Promotional offer terms & conditions and other banking fees apply.

  • Flexible fees to meet your everyday needs, paying only for what you use
  • A cheque account with a gold card
  • Reduced rates when you withdraw cash at any ATM or selected retailers
  • Get a free Standard Bank Mobile SIM and receive:
    • R50 airtime or 250MB a month if you swipe your card four times a month
    • 1MB data for every R20 you spend when you swipe your card
  • Transact immediately when you open this account on the app
  • Shop online with a Virtual Card on our app, even before you fetch your cheque card

See General terms and conditions
See Products terms and conditions
Promotional offer terms and conditions

  • A gold cheque card with a chip - so you can shop securely
  • Free unlimited swipes
  • Your name and card number embossed on your card
  • Tap to Pay functionality for fast, efficient payment at selected retailers
  • Pay zero data when you bank on the app
  • Transact and manage your account 24/7
  • Get your statements via e-mail and view them online anytime
  • Buy artime, data and electricity using the app, online or at ATMs
  • Send money to anyone with Instant Money using the app, online or at ATMs
  • Use your cellphone to make payments with SnapScan
  • Open a MyMo Account before 31 December 2020 and pay zero monthly account fees for the rest of 2020. Thereafter, you’ll pay a monthly fee of only R4.95. T&Cs apply.
  • Pay only for what you use.

See 2020 pricing guide 

 

 

 

To apply for MyMo, you need to:

  • Be 18 years or older
  • Be a South African citizen
  • Have a South African ID
  • Be living in South Africa
  • Download the app or apply online

     

     

     

Apply on the app in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan you ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You’ll receive an SMS when your cheque card is ready for collection at your preferred branch
 

Apply on the Standard Bank website in a few easy steps:

  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your cheque card from your preferred branch (you’ll receive an SMS when its ready for collection)
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered

 

 

 

 

 

MyMo Standard Associated Fees:
Monthly administration fee: R4.95
Cash withdrawal, payment, payment confirmation, purchase, information, transaction history, cheque, penalty and other fees apply. See our pricing guide for more information.
Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit, cheque or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit, cheque or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Payment confirmation fees
SMS will cost R1.35.
Email will cost R1.10 on Internet Banking and R15 in branch.
Fax will cost R20 on Internet Banking and in branch.
MyUpdates (email notifications) are R1 for 1 cellphone number or email address. R10.50 will be charged for additional cellphone / email addresses. This fee is charged monthly.

Information fees
Balance enquiry with no slip is free on ATM and Internet Banking. With slip, the fee is R1.60 on ATM and R10 in branch. Balance enquiry at other bank’s ATM is R9.
Provincial statements costs R7.50 at ATM and R30 in branch. Posted statements costs R30 in branch. Internet statements are free when viewed or downloaded online. Emailed statements are R2.60 at a Standard Bank ATM and R2.60 on Internet Banking.

Transaction history
Requesting transaction history for 60 days at an ATM is R17.50, Internet Banking is free and branch is R65.
Requesting transaction history for 90 days at an ATM is R22.50, Internet Banking is free and branch is R95. 
Requesting transaction history for 120 days at a branch is R130.
Requesting transaction history for 150 days at a branch is R160.
Requesting transaction history for 180 days at an ATM is R37.50 and in branch is R190.
Requesting transaction history for 210 days at a branch is R220.
Requesting transaction history for 240 days at a branch is R250.
Requesting transaction history for 360 days at a branch is R380.

Other fees
PIN reset is free at a Standard Bank ATM and R10 in branch.
Card replacement – Debit EMV / Cheque card is R145 in branch.
Subsidy letter fee is R15 in branch.
Proof of banking details is R5 on ATM and R15 in branch.
Special clearance will cost R145 in branch.

Penalty fees
POS decline penalty is R9.
There is no fee for an ATM cash decline at a Standard Bank ATM.
ATM cash decline fee at other bank’s ATMs is R9.
Honouring fee is free in branch.
Internet future dated payments are R65 in branch.
Unpaid fee dishonour is free in branch.
Stop payments are R30 on Internet Banking and R63 in branch.
 

Register now to benefit from paying with your credit, cheque or debit card

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn more Rewards Points

Other accounts you might like...everyday banking
we also offer
International Solutions Transactional Banking Cross Sell
Offshore bank accounts

Expand your horizons with an international banking account that opens up new opportunities to transact in up to four global currencies.

PB_CreditCardLanding_CrossSell
Get it on credit

Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.