Become financially literate

Applying for a personal loan doesn’t have to be a long and tedious process. We’ve made the journey simpler so you can sign into our Banking App and apply online wherever you are.

A bank account is a safe and reliable way to keep your money, and many jobs nowadays require you to have a bank account to receive your salary.

Have any questions regarding loans? We’ve got the answers you’re looking for.

You can apply for a personal loan from the comfort of your home or office.

Financially supporting family abroad? Maybe relatives outside the country send you money? Dealing with money transfers between countries doesn’t have to be daunting. We’re here to make it quick and easy with MoneyGram.

Need a laptop to join your online classes? We’ve made it easier for you to access the equipment you need with our new Student Loan offering.

7 Tips to improve your chances of getting a loan and avoid the risk of getting rejected.

If money is what’s standing in the way of the life and career you want, then a student loan could help you afford your education without stressing about how you’re going to finance it.

Need to deposit cash into your bank account? Learn more about the convenience of doing it at Pick n Pay or Shoprite tills.

Studying can be expensive, but it doesn’t mean you should miss out on the fun experiences that come with it. Varsity Vibe can help you stretch your money so you can enjoy the perks of student life.

A credit card and a personal loan are both good credit choices when it comes to financing your needs.

Higher education is an investment in your future and a step towards the career and life you want, but it’s also a big financial commitment.

The repo rate is the rate at which the South African Reserve Bank lends money to commercial banks in South Africa.

Being able to open a bank account online makes it even simpler and safer to get started.

Here’s a breakdown of the differences between Shari’ah banking and regular banking.

Get a MyMo Plus Account and enjoy all the benefits of a gold card at a low, fixed monthly fee.

Becoming a homeowner is an exhilarating and rewarding experience, but you need to make sure you cover your bases to avoid expensive mistakes. Our additional home services are there to help, providing critical information and putting you in contact with the people you need to know.

Finding a new set of wheels is exciting, but securing the finance for it can be less fun. You want to make sure that you’re getting the right type of finance to suit your needs and your circumstances – and make sure that you’re not overpaying and being set back for years to come.

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

Before you start with major renovations, consider which home improvements will add the most value to your home. Here are some tips on how to increase your property value.

If you’re trying to decide whether to rent vs buy a home, then this handy comparison table will help you to understand the costs to make an informed decision.

Buying a used vehicle is a great option when shopping on a budget. But there are some precautions to take into account. Here are eight important tips to consider when buying a used car.

A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.

Owning a home is a life goal for many people, and there are ways for first-time homebuyers to achieve this goal.

Avoid taking time off work to stand in line waiting to pay for traffic fines – just do it online from your home or office.

Skip the queues by buying prepaid electricity via any channel you’re registered for.

With Standard Bank Mobile, we have enhanced our mobile network offering to give our customers more value to stay connected at affordable prices.

Powered by the MTN network, these new plans include a router and are offered on a month-to-month basis, with no long-term contract lock-in.

Many people think about cryptocurrency investment in the same way as traditional investment, but they’re vastly different.

A savings account is ideal if you want to keep your money for your future needs, but it’s even better when it helps you grow your money and lets you use it for whatever you need today. When you open a PureSave Account, you get the best of both worlds: transacting and shopping today and savings and earning interest for tomorrow.

Creating wealth is about more than just earning money. While a handsome salary makes it easier to grow your money, it’s not a guarantee or a requirement for financial security. To maintain real financial progress and realise the dreams you have for you and your family, it’s necessary to save and invest your hard-earned cash consistently, so that it can work harder for you.

Education costs have soared over the past few decades and show no sign of slowing down. Start your savings plan for education today to give your children the future they deserve.

By understanding investing basics – and adhering to important investment tips – you can start building a portfolio to achieve the right combination of safety, income, and growth.

With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.

While there’s no guarantee that investing offshore will outperform local bets – investing out of the country is considered a key element when it comes to a balanced financial portfolio.

Investing in the stock market can grow your wealth, and trading on the stock exchange has become simpler. Our guide to online stock trading will give beginners a helpful starting point.

To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short-, medium- and long-term.

The COVID-19 pandemic and subsequent lockdown restrictions have negatively impacted many industries and resulted in over 600 000 jobs lost in the formal sector. It has also highlighted the importance of a community, and forming a stokvel may be the key to mitigating the financial impacts of the pandemic.

Saving and planning for your future is an important part of financial literacy, and you need to find the right account for your specific needs and goals. Whether you are looking to invest in the stock market or put your money in a tax-free savings account , we have a range of competitive and affordable savings and investment accounts designed to help you meet your financial goals.

Travelling to a foreign country is exciting, but it can become very expensive, very quickly. Fortunately, there are easy-to-follow tips to travel for less.

Planning an international holiday? Don’t forget to buy your forex. Here are a few tips to help when purchasing currency for your next trip.

Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.

Whether you’re a recent graduate setting out on a new career path, or have years of experience and you’re looking to advance in your career, it’s important to have a development plan.

As time passes, your life changes and your insurance cover must reflect the new developments.

It can sometimes feel like a waste of money to pay for car or home insurance, after all, you can never be sure that bad things are even going to happen to either. But it’s important to remember what might happen if they do. If your car transports you to work every day it is an extremely valuable asset, because it assists you in getting to work and earning a living. Similarly, insuring things like laptops and electronics at home can save you a lot of valuable time, money and energy.

There are various types of insurance for just about every possible event in your life that might need financial assistance.

Life insurance is the most essential type of insurance if you are a breadwinner or have children. The money that is left behind when you pass away can go a significant way to replacing your income for living expenses.

Protect your home from any unforeseen structural damage with building insurance. Here’s a look at what is generally covered in the insurance cover.

Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.

South Africans face a combined insurance shortfall of R28,8 trillion.

Disability cover is a form of insurance if you become disabled due to illness or injury. There are different types of disability cover available. We’ll specifically be looking at disability cover that pays you a once-off lump sum if you become permanently disabled.

Life is unpredictable, and it is important to make sure that you take the necessary steps to protect and invest in the things that matter to you. The past year has shown us how quickly things can change, whether it be the loss of a job, a loved one, property and assets, or business revenue.

Thinking about getting disability cover? If you’ve been looking into this type of insurance, you may have encountered some of the myths surrounding it. Before we explore these myths, let’s start by answering some key questions:

Creating a comprehensive estate plan to deal with your assets and provide for your loved ones after your death is an important financial duty. You owe it to yourself and your family to plan for the distribution of your assets upon your death. Here’s why.

The loss of a loved one is an intensely emotional experience.
It’s also a time when professional assistance is most needed. Our years of experience and technical expertise will assist you to effectively administer your estate.

Most people have mixed emotions about retirement. To some, it is the end of their long career of service, but others are more optimistic and see it as the beginning of their golden years when they will have the financial freedom to undertake multiple trips abroad and have one long holiday for the rest of their lives.

Retirement may seem like far away, but saving for retirement now could mean the difference between enjoying life comfortably or battling to survive in your retirement years.

Only 6% of South Africans retire comfortably and can maintain their standard of living. Make use of a Tax-Free Savings Account for retirement to reduce tax payable on your investment.

While most people understand how and why a Will is needed, very few know what happens when it comes to administering and executing a Will in an increasingly complex modern economy.

Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case.

Women running their own businesses must pay special attention to estate planning and matters concerning succession planning.

Instilling saving habits from an early age will serve your children well for the future. Here are some tips to help your kids save money.

Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.

Making smart money moves as a young adult will help you build a healthy financial future, and it starts with taking control of your finances and knowing the dos and don’ts of money.

Searching for a job can be daunting – especially if it’s your first job. These tips will help you prepare your CV and make a good impression in the interview.

They say the family that learns together earns together. Whether you’ve got a household of budding financial gurus or are looking for a good way to get your kids to start thinking about things such as cash flow and credit cards, our family financial planning quiz is a good place to start.

Your financial wellness is about more than just how much money you make. You don’t have to be a millionaire to be financially healthy, but it does take preparation and practice. Let’s unpack what your financial wellbeing entails and the ways you can improve it.

Learn more about how overdrafts work and how to use them to manage your expenses effectively.

Our powerful financial freedom tips can help you to budget better, reduce your debt and save money to build your personal wealth.

Use our four pointers to ensure you’re choosing the best bank account to meet your personal needs.

Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.

Shopping on your computer, tablet or smartphone has never been easier thanks to Masterpass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.

There are few things as exciting as having a child - or as expensive. Follow our tips for budgeting for a baby to be financially prepared for the newest member of your family.

Get a grip on what you spend each month so you can budget better for your expenses.

To build wealth and focus on important financial goals, you need to trim down and ultimately eliminate debt. These debt management tips will help you stay in control of your money.

Young children are eager to learn something new every day, and any amount of time that you spend creating positive experiences with your children is time well spent.

There’s no secret formula to becoming a millionaire, but thinking like one is a good place to start. While everyone has dreams and aspirations, millionaires in the making take steps to realise them.

Unfortunately, from time to time, unplanned systems outages and technical problems can occur, which could lead to certain Standard Bank functionalities being temporarily unavailable. While we always strive to resolve these issues as soon as we can, we understand that it can be difficult and frustrating for you.

Wherever you are or wherever you’re going, banking has never been this easy and convenient. With your Standard Bank App, it only takes reaching into your pocket to fulfil your every banking need.

Standard Bank’s advanced new range of payment options mean you can pay for goods and services more safely and cleanly than ever before.

Debit orders are a great convenience, but things can go wrong. If that happens, these simple steps will help you cancel any debit order.

The process of sending money overseas or receiving payments from foreign partners works a little differently from a local EFT payment; but can still be processed simply and within a few business days.

We’re partnering with more retailers so that you can send and receive money quickly and conveniently with Standard Bank Instant Money, anywhere in the country.

Managing multiple loans and credit card accounts across different banks can be overwhelming, which is why we have launched the Balance Transfer feature on our Banking App to provide you with an easier way to do this.