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Innovation rooted in tradition
Compliant cutting edge banking facilities for your business.
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Shari’ah-compliant Banking for your Business

Experience a combination of centuries of thoughtful economic principles and today’s essential financial services when you apply for our Shari’ah-compliant offerings that take your business seriously.


Shari’ah-compliant banking – based on the economic principles and philosophies of the Shari’ah - is not only for Muslims. Shari’ah-compliant banking is for anyone who wants to do their banking differently.

Our Shari'ah offerings for your business
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Savings and Investment for your business

Prepare for the future of your business with our Shari’ah-compliant Savings and Investment accounts.

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Merchant Capital Shari’ah cash advance

Merchant Capital is a leading provider of alternative working capital solutions to SMEs in South Africa, having assisted thousands of retail businesses with millions in funding. A Shari'ah-compliant option is now availabl

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Shari’ah-compliant Fleet Management

Manage your fleet of vehicles with our Shari'ah compliant fleet management solutions

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Shari’ah compliant Forward Exchange Contracts (FEC)

Hedge your Foreign Exchange risks with a range of Shari'ah Compliant contracts.

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Shari’ah Commercial Property Finance

Apply for cutting edge Shari’ah compliant commercial property finance today.

Get in touch

Need to find out more about Shari'ah-compliant banking for your business? Speak to one of our dedicated experts.

To ensure that everything we do is in compliance with Shari’ah and internationally accepted best practices, our Independent Shari’ah Advisory Committee are scholars of international repute and include:
Mufti Zaid Haspatel

Mufti Zaid completed his Aalim Faadhil (with distinction) and his Iftaa at Darul-Uloom Zakariyya.

He currently lectures at Darul-Uloom Zakariyya and participates in the Iftaa department.

He currently serves on the Shari’ah Boards of Sentio Capital Management, 27Four Investment Managers and FNB Islamic Banking.

Mufti Muhammed Ashraf Qureshi

Mufti Muhammed Ashraf completed his Diploma in Islamic and Arabic studies as well as a Bachelor of Arts and Master of Arts in Higher Islamic studies.

Mufti Qureshi completed his course in Fataawa under the tutorship of Mufti Taqi Usmani, at the Jame’ah Darul uloom in Karachi, Pakistan.

He currently serves on the Shari’ah boards of Bryte Takaful, 27four Investment Managers, Shari’ah Investment limited (Malawi), Element Investment Managers, Judicial Committee of the Jami’atul Ulama.

Qari Mohamad Sauleh Peck

Qari Mohamad Sauleh completed his degree in Higher Islamic Education, Aalim Faadhil (with distinction) as well as Ifta at the Darul Uloom Zakariyya.

He established the Fatimah institute in Houghton for adult women to specialise in the sciences of Arabic morphology, syntax, Quranic exegesis, Hadith and Jurisprudence.

He is currently the senior Imam at West street Masjid in Houghton, Johannesburg.


Download a pdf of our compliance certificates